Low Minimum Interest
Checking Account

Personal Checking Account that Earns Interest

If you are dedicated to saving money and earning money, the Low Minimum Interest Checking Account may be right for you. When you compare our Low Minimum Interest Earning account to our other personal checking accounts such as the Completely Free Checking, you’ll see that this account allows you to put your money to work.

Our Low Minimum Interest account comes with competitive interest rates allowing you to earn money on your balance. There is a $500 minimum balance requirement.

Some of the account benefits include:

  • $50 deposit required to open the account
  • $500 minimum balance ($7 monthly service charge if the balance falls below)
  • Competitive interest rates
  • Free online banking and online bill pay
  • Free Traveler’s Checks, money orders, and cashier’s checks
  • Free ATM/debit card
  • Unlimited check writing

In addition to all the items listed here, those that open an interest earning checking account at National Bank Of Kansas City will receive standard checks for no cost.

Opening Your Interest Earning Account

To open your account, apply using our online application or visit one of our six Kansas City bank locations and apply in person. If you are currently banking at another bank, we can easily switch your accounts. Ask us how.

We make changing banks easy. Use our switch kit.

View an online comparison of our personal checking accounts.

For detailed information regarding terms and fees, refer to our Deposit Agreement.