Completely Free Kansas
City Area Banking

A Free Checking Account for all Customers

Our Completely Free Checking Account is free for everyone, regardless of how many checks you write in a month or the average balance you keep in your account. The only money required is an initial $50 deposit into your checking account and payment for new checks (checks can cost as little as $10.75).

Customers with a National Bank Of Kansas City Completely Free Checking Account can access their account information online anytime. There’s no charge. Your online checking account includes free online banking and free online bill pay plus much more:

• No monthly service charge
• Free ATM/debit card
• No minimum balance
• Unlimited check writing
• Four free out-of-network ATM transactions a month*

Getting Started with a Completely Free Online Checking Account

The National Bank Of Kansas City Completely Free Checking Account is an online checking account as well as a traditional checking account. What makes the online option ideal is that you can opt for electronic statements instead of paper statements and you can access your account anywhere at anytime.

You can even open your checking account online. Simply complete our online application and once approved, visit one of our six Kansas City locations to make your initial $50 deposit. Or you can apply in person. Bank Of Kansas City only provides banking services to Kansas City metro area residents.

If you already do your banking at another Kansas City area bank, we can make the switch easy for you. When speaking with us, just ask about our Switch Kit.

View an online comparison of our personal checking accounts.

*Fees waived on four out-of-network ATM transactions per month.

For detailed information regarding terms and fees, refer to our Deposit Agreement.