Personal Checking Comparison
| Completely Free Checking | FreshStart CheckingSM | Direct Deposit | Silver | Investment Plus | |
| $50.00 Minimum to Open | ![]() |
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| Interest Bearing | ![]() |
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| Minimum Balance Required | $0.00 | $0.00 | $0.00 | $0.00 | $2,500.00 |
| Monthly Service Charge | No | $10.00 | without a direct deposit or automatic loan payment* |
No | with balance < $2,500.00* |
| Unlimited Check Writing | ![]() |
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| Free Travelers Checks, Money Orders & Cashiers Checks |
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| Discounted Safe Deposit Box | ![]() |
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| Free NBKC Standard Checks | ![]() |
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| Free Online Banking | ![]() |
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| Free Internet Bill Pay | ![]() |
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*$7 fee if listed condition is not met






