NBKC: An SBA Preferred Lender

If you’re looking for an SBA loan, it pays to consider National Bank Of Kansas City. Because we are an SBA Preferred Lender, and we make all our lending decision locally, we can approve your loan faster than most other lending companies.

To qualify for an SBA loan, your business must be for profit, owner operated, organized as a sole-proprietorship, corporation or professional partnership, and conform to SBA guidelines for small business size.

Whether your company is just a start-up, or if you’ve been in the business for a few years, our goal is to help your business grow and expand.

If you have a growing business, an SBA loan can help you:

• Purchase fixed assets such as specialized equipment or machinery
• Purchase or upgrade property where you will operate your business, build a business structure or make improvements to an owner-occupied property
• Capital to help manage day-to-day cash flow and purchases for products or services

An SBA loan has unique advantages in comparison to a traditional business loan.

• The SBA allows a higher loan to value ratio. This allows you to borrow up to 90% of your business financing needs.
• SBA repayment terms are longer than those of traditional bank loans.
• For SBA loan qualification, projected business income is considered.
• Fixed or variable rates

For more information on our SBA loans, contact us.

National Bank Of Kansas City is able to provide SBA loans in the Kansas City and Denver Districts.